3rd Party Protection
Covers up to Rp5,000,000 for third-party damages in the event of an accident. This option helps protect you from unexpected liability costs caused to others.
Protection Exclussion
To ensure fairness, the following are not covered by any plan:
- Intentional damage or misuse of the vehicle Intentional Damage or misuse includes but not limited to: Deliberately scratching, denting, or breaking parts of the vehicle
- Setting fire to the car or vandalizing it
- Using the car to intentionally harm property or people
- Purposely crashing the vehicle into objects, other vehicles, or intentionally driving it into water (e.g., the sea, river, or lake) or any hazardous environment (e.g., mud roads, plantations, active disaster zone: landslides, wildfires, earthquake-affected roads)
- Misuse includes but not limited to: Using the car for illegal racing or speed trials
- Using the car to push, tow, or carry other vehicles or trailers without written permission
- Damage caused by transporting illegal goods, hazardous materials
- Putting the wrong fuel (e.g., petrol in a diesel car or vice versa)
- Damage caused by reckless driving. Reckless Driving includes but not limited to: Driving far over the speed limit
- Violating local traffic laws
- Driving off-road when the car is not designed for it
- Driving while distracted (e.g. texting or using the phone)
- Driving under the influence of alcohol or drugs
- Unauthorized drivers or drivers not listed on the rental agreement
- Theft caused by negligence Negligence includes but not limited to: Letting someone not listed on the rental agreement drive the car
- Leaving keys in the car
- Unlocked doors
- Handling the keys to the unauthorized person
- Lost personal belongings inside the car
By selecting an insurance plan, the renter agrees to:
- The coverage limits and exclusions listed above
- Allowing the rental company to charge the renter’s credit card up to the plan’s stated maximum liability for damage or loss